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If you’re not already checking with Mainstreet now is a great time to switch!

The benefits of a checking account with Mainstreet are unmatched, with no or low monthly fees, overdraft protection, free debit card, mobile and online banking, and access to 30,000 free CO-OP ATMs nationwide.

Earn $150* when you open a checking account, and complete these three steps:
  1. Sign up for eStatements
  2. Set up Direct Deposit
  3. Make 10 Debit Transactions in 90 days

Opening your new account is easy! You can apply online at, visit our website to make an appointment at your nearest branch or call 913.599.1010 or 888.395.1010.

Offer expires November 30, 2021.

*Offer valid for checking accounts opened between September 1st, 2021, and November 30th, 2021. Limit one account per person. Valid for new Members and current Members without an established checking account. Requires new checking relationship with the Credit Union (those with existing checking accounts do not qualify). $150 Bonus - Checking Account Bonus Requirements: Membership eligibility required. The Member must open the checking account by November 30th, 2021. The Member must have 10 posted point of sale purchases within 90 days from account opening (Transactions exclude refunds/credits, and ATM transactions). Membership account number tied to the checking account must be enrolled in e-Statements and have direct deposit posted at least twice from the same source of at least $200. $150 will be deposited into the primary savings account within 60 days of meeting the qualifications. Account must be in good standing with no fraudulent activity. Business, Minor, Trust, Custodial, and Representative Payee accounts are not eligible for this promotion. All bonus payments will be reported to the Internal Revenue Service as an extraordinary dividend in the year they are paid. Offer is subject to change without notice. Federally Insured by NCUA.

Employees, Board of Directors, and volunteers of Mainstreet Credit Union are not eligible. 

Regulation D Change to Benefit Members

Good News! During COVID, Mainstreet temporarily suspended the portion of Regulation D that limits transfers or withdrawals from savings accounts to six per month. The Federal Reserve has now adopted this as a final rule, allowing for unlimited transfers or withdrawals. Originally, the Federal Government created this portion of Regulation D to encourage long-term savings habits. This change provides more flexibility to access your savings when you really need it.

ICU Day Logo 2021
International Credit Union Day

(Thursday, October 21st)

Save the Date!

Join us on Thursday, October 21st at any of our branches to celebrate with us. We will have treats available all day for everyone! The theme this year is “Building financial health for a brighter tomorrow” which goes hand and hand with Mainstreet’s vision to be the financial home for every member. Every day we strive to be a reliable financial resource for all our members and to showcase the benefits of being a part of a member-owned organization. As financial literacy is becoming more important every year in schools, Mainstreet is proud to sponsor the Banzai Financial Literacy Program which benefits students in the communities we serve.

Vital Statistics

June 30, 2021
Number of Members: 70, 334 
Assets: $622 million

Meet Mike Thornhill, Mainstreet’s newest CFS financial advisor

Mainstreet Credit Union is pleased to announce Mike Thornhill, a registered Financial Advisor through CUSO Financial Services, L.P., has joined Dave Loftus and Sara DuBois in serving the investment and planning needs of our members. Mike brings more than a decade of financial services experience to Mainstreet having most recently worked at Waddell & Reed where he shared his knowledge supporting new advisors in launching their careers. Mike’s service to his clients are grounded in genuine care for their unique individual goals taking the time to listen and create a personalized financial plan with advice that allows them to make an informed decision. 

When Mike isn’t helping people achieve their dreams, you’ll find him enjoying movies and traveling with his wife, Heather. Their goal is to visit each state and with 33 down, with only 17 to go! Mike finds additional inspiration actively involved in the lives of his four children. As a resident of Kansas City, Mike has been active within the community formerly involved with Rotary service and volunteer leadership with the Salvation Army Advisory Board.

*Non-deposit investment products and services offered through CUSO Financial Services, L.P. (“CFS”), (Member FINRA/SIPC) are: not NCUA/ NCUSIF insured, are not guaranteed, may lose value, Credit Union has contracted with CFS for investment services.

SafetyNet: Romance Scams

Adults of all ages are going online in hopes of finding love and companionship.

Three in 10 U.S. adults have used a dating website or app, including 1 in 5 Americans ages 50 to 64, according to a recent Pew Research Center study. But seeking romantic bliss online can have a major downside: Cyberspace is full of scammers eager to take advantage of lonely hearts.

Watch out for these warning signs:

  • Your new romantic interest sends you a picture that looks more like a model from a fashion magazine than an ordinary snapshot.
  • The person quickly wants to leave the dating website and communicate with you through email or instant messaging.
  • He or she lavishes you with attention. Swindlers often inundate prospective marks with texts, emails, and phone calls to draw them in.
  • He or she repeatedly promises to meet you in person but always seems to come up with an excuse to cancel.


  • Do take it slowly. Ask your potential partner a lot of questions and watch for inconsistencies that might reveal an impostor.
  • Do check the photo, using Google’s “search by image” feature. If the same picture shows up elsewhere with a different name attached to it, that’s a sign a scammer may have stolen it.
  • Do be wary of flirtatious and overly complimentary emails. Paste the text into a search engine and see whether the same words show up on websites devoted to exposing romance scams.
  • Do cut off contact immediately if you begin to suspect that the individual may be a swindler.
  • Do notify the dating site or the maker of the dating app on which you met the scammer.


  • Don’t feel a false sense of safety because you’re the one who made first contact. Scammers flood dating websites with fake profiles and wait for victims to come to them.
  • Don’t reveal too much personal information in a dating profile or to someone you’ve chatted with only online. Scammers can exploit details like your last name or where you work to manipulate you or to commit identity theft.
  • Don’t ever give an online acquaintance intimate photos that could later be used for extortion.
  • Don’t send cash or gift cards to someone you’ve chatted with only online or put money on a reloadable debit card for the person — you’ll never get it back.
If you are ever unsure of someone’s intentions and think you are being scammed, don’t hesitate to call the Risk Management Department, or make an appointment to come by any branch to discuss your situation.

Source from AARP Fraud Resource Center

2021-22 Shred Days

Our next Shred Day is Saturday, November 6, 2021 at the Shred-It Facility located at 10000 Lackman Road in Lenexa, KS. Look for future dates on our website or in our branch lobbies.

Upcoming Shred Days: Saturday, March 26, 2022 - Shred-It Facility

This FREE service is available to every Mainstreet member. Shred Days are held from 9 a.m. to noon, unless trucks are full. All types of dry paper are accepted. Please make sure your shred materials are clear of plastic, media tapes, corrugated cardboard, electric cords, electronics, lighters, and metal objects. Those items can potentially cause serious injury to volunteers and truck operators.

Please note: Times and locations are correct at the time of printing and are subject to change.  Always check our website at for updates.

Our deep roots in education make us proud to recognize the tremendous work of our community’s educators. Two teachers, pictured below, were presented with the Olathe Public Schools Foundation Educator Excellence Award in September. To win the award, the teacher must be nominated via an essay by former or current students, colleagues, or students’ parents. Mainstreet values the impact every educator makes with our future generation of thinkers and doers. To get into the school spirit, school districts like Shawnee Mission, pictured below, hosted a Back-to-School breakfast for staff to celebrate the start of a new school year.

Jeff Cooper, Convergence Journalism and Sports Information Teacher Olathe Northwest High School

Stephanie Ault, First Grade Teacher Clearwater Creek Elementary

Our CEO, John Beverlin, addressed SMSD employees as they prepared for a new school year.

Skip A Payment and Help Local Children
Take a month off this year. Mainstreet Credit Union’s Skip-A-Pay program gives you an opportunity to support local children and their families. From November 1, 2021, through January 31, 2022, you can skip one month’s loan payment* and give a voluntary donation to support the Children’s Miracle Network. All donations from Skip-A-Pay are sent to the Children’s Miracle Network Hospitals to provide hope and healing to nearly 15,000 kids right here in the Greater Kansas City area. 

* Only one monthly loan payment per loan may be skipped through January 31, 2022. This will extend your contract for one month and interest will continue to accrue. This offer excludes real estate secured loans. Skipped payments may affect future GAP claim benefits. Your loan must be current and your accounts in good standing. Other restrictions may apply.

Mainstreet Helps Showcase Local Artists

Thanks to our partnership with ARTSKC, members visiting the Twin Creeks branch will be treated to special showings by local artists. The Now Showing program is designed to foster partnerships between individual artists and businesses by providing opportunities for metro-area artists to display their work in public spaces. The partnership benefits the artist who is exposed to a potential new audience, as well as Mainstreet members who are exposed to new elements of creativity and inspiration.

We invite you to stop by and see his exhibit, running through the end of November at our Twin Creeks Branch, 8451 N. Madison Avenue, Kansas City, MO. Check out more of Bill’s work at his website

Bill Hankins, pictured above, is our new Now Showing artist. Hankins is best known for his contribution to scholastic photojournalism, advising student publications at Oak Park High School in Kansas City and for being inducted into the Missouri Photojournalism Hall of Fame in 2008. 

Mainstreet Talk Is Going Digital

This is your last chance! This issue of Mainstreet Talk will be the last printed newsletter. Don’t worry! You’ll still be able to enjoy Mainstreet Talk—straight to your inbox or on under the Discover Mainstreet tab. Make sure to check your spam/junk email in case you don’t see it. To ensure you can see Mainstreet Talk in your inbox, add Mainstreet to your safe list to have access to the newsletter right away. If you’re signed up for printed newsletters, we’ll make sure you stay connected using the email address we have on file. You can update your email through OnlineAccess by clicking the Settings tab.

New Website Launching This Fall

Mainstreet wants you to enjoy the online experience. Our new website will have a new modernized look and provide our members with an easier way to learn about Mainstreet’s services and solutions.