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Business Checking Accounts

Business Checking

We’re not big fans of the one-size-fits all approach because we know that no two companies are alike. Each is just as unique as the hardworking people who operate it.

That’s why we developed options that are tailor-made to fit your individual company’s needs. Our Basic Account has a limited number of free transactions and items deposited with no monthly maintenance fee. For more sizable companies, we created our Advantage Account to give you room for more monthly activity. No matter which account is best for you, you can rest assure that your business’s finances are in the best hands. We were named Forbes’ 2021 Best-In-State Credit Union, after all.

With a Business Checking Account, you’ll get:
  • Bill Pay
  • Unlimited Debit Card Transactions
  • Mobile Deposit
  • Bulk Deposits
  • Cash Handling
  • Overdraft Privilege Transfer

Business Basic Checking Account

  • Limited number of free transactions, cash handling and items deposited.
  • monthly service charge, and no minimum balance required.
  • Includes first debit card, online banking and e-statements at no charge.
  • This account covers all the basics. 

Business Advantage Checking Account* 

  • More free transactions and items deposited, increased cash handling, and discounted services.
  • Online banking, your first debit card, and paper statements are included at no charge.
  • This gives you all the standard features, along with monthly dividends when you maintain a balance of $5,000 or more.
  • *A $10.00 service fee is applied if your balance drops below $10,000 at any time during the month. 

Business Optimum Checking Account

  • Even More free transactions and items deposited, increased cash handling, and discounted services.
  • Unlimited monthly debit card transactions.
    Minimum monthly balance of $25,000*.
  • Up to 200 deposited items per month.
  • Online banking, your first debit card, and paper statements are included at no charge.
  • *A $25.00 service fee is applied if your balance drops below $25,000 at any time during the month. 

For Partnerships:

  • What you need to open an account:
  • Name and ID of all Partners with 25% or greater ownership
  • Good Standing from the state
  • Articles of Partnership
  • Partnerships Agreement
  • Tax ID Number

For Limited Liability Companies (LLCs):

  • What you need to open an account:
  • Name and ID of all members with 25% or greater ownership
  • Good Standing from the state
  • Articles of Organization
  • Operating Agreement
  • Tax ID Number

For Corporations (S Corp or C Corp):

  • What you need to open an account:
  • Name and ID of all shareholders with 25% or greater ownership
  • Good Standing from the state
  • Articles of Incorporation
  • By-Laws or Operating Agreement
  • Tax ID Number









Open an Account

Already a Business Account Holder?


Helpful Links to help you establish your business:
Secretary of State Websites: Kansas: www.kansas.gov Missouri: www.bsd.sos.mo.gov

Unfortunately we do not open accounts for Money Service Businesses**.
 **A Money Service Business offers currency dealer or exchange services, check cashing services, transports money or is the issuer of traveler's checks, money orders or stored value.
Thank you for your interest, if you have any questions contact us at