Drive Now, Pay Later Auto Loan Promotion*
Get an auto loan with us in October or November and enjoy 90 days with no payments. This means your first payment won't be due until 2026, giving you one less expense to worry about during the hustle & bustle of the holidays. We'll get you on the road in no time
With a variety of ways to save
When it comes to purchasing and financing vehicles, Harleys, ATVs, or motor homes, we’ve got you covered with a Mainstreet Credit Union Car Loan. With generous terms and competitive car loan rates, we'll get you on the road in no time.
Apply for pre-approval before you shop to save time and feel confident knowing how much you can afford. It only takes a few minutes and the application can be done online.
Auto Loan Refinancing
Let us review your existing car loan with Mainstreet Credit Union Auto Loan Refinance. Our low auto loan interest rates, various term options, and quick approval can save you time and money.
MEMBER’S CHOICE™ Borrower Security with Life Plus
Affordable Financial Protection for unexpected life events:
• Involuntary Unemployment
• Disability
• Death
• Involuntary Unemployment
• Disability
• Death
Ask a Mainstreet Credit Union representative about MEMBER’S CHOICE™ Borrower Security with Life Plus today.
Hassle-free Vehicle Shopping
Search, compare and finance with Auto Avenue. Or, we can refer you to one of our credit union friendly dealers. Being pre-approved for your Used or New vehicle loan lets you shop even faster.
Vehicle Loan Protection Coverage
Mainstreet Credit Union offers Gap and warranty protection programs to meet members’ personal insurance needs at the most affordable rates.
Guaranteed Auto Protection (GAP)
For peace of mind on your new vehicle purchase, GAP coverage allows you to bridge the gap between what your insurance company awards you and what you still owe on the car if it’s totaled.
Warranty
Did you know a factory warranty may not be enough, and major repairs often occur after the manufacturer’s warranty expires?
Interested in car loans offered by Mainstreet Credit Union? Contact us, or visit us in person at one of our branches located in North Kansas City, Missouri or the following Kansas cities: Bonner Springs, Kansas City, Lawrence, Leavenworth, Lenexa, Mission, Olathe, Shawnee Mission.
*Offer valid for auto loans funded between October 1 and November 30, 2025. Interest will continue to accrue during the payment deferral period. First payment will be due in 2026. Subject to credit approval. Terms and conditions apply. Vehicle inventory and pricing are determined by individual dealerships and may vary. This promotion does not guarantee vehicle availability or pricing. Please consult with your Member Advocate for full details. A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.