Certificate




Open your Share Certificate Today.

Start your online application by answering the question above.
Apply by in branch by  scheduling an appointment or visit one of our branch locations

Share Certificate Specials

5.10% APY1 for 7-Months

4.85% APY2 for 14-months

You work hard for your money. Now, make your money work harder for you with a Share Certificate. With as little as $500, you can start to see your savings grow faster. Take advantage of these special offers while they last. Open your Share Certificate today!



1The 5.10% APY (Annual Percentage Yield)  promotional certificate has a term of 7 months, and the offer is effective as of June 1, 2024, and scheduled to end on July 31, 2024. Business accounts and corporate entities are not eligible. The promotional 7-month certificate will mature into a 6-month certificate at the then-current rate. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts. The offer is subject to change or may end at any time. Advertised rates and APY are offered at Mainstreet Credit Union’s discretion.  Fixed and adjustable Certificate rates are not guaranteed until your Certificate is funded and issued.  A $500 minimum deposit is required.  Certificates have a maximum deposit amount of $250,000.  Membership qualifications apply.

2The 4.85% APY (Annual Percentage Yield)  promotional certificate has a term of 14 months, and the offer is effective as of June 1, 2024, and scheduled to end on July 31, 2024. Business accounts and corporate entities are not eligible. The promotional 14-month certificate will mature into a 12-month certificate at the then-current rate. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts. The offer is subject to change or may end at any time. Advertised rates and APY are offered at Mainstreet Credit Union’s discretion.  Fixed and adjustable Certificate rates are not guaranteed until your Certificate is funded and issued.  A $500 minimum deposit is required.  Certificates have a maximum deposit amount of $250,000.  Membership qualifications apply.


Federally Insured by NCUA



 Share Certificates

Eager to earn more than the interest you're getting on your savings account at some other Kansas City financial institution?

Then you'll want to invest in Mainstreet Credit Union's Share Certificates.

With as little as $500, members can open a Share Certificate, with maturities ranging from 6, 12, 24, 48, or 60 months. A Share Certificate is also perfect as loan collateral for a Certificate Secured Loan at Mainstreet.

Apply online or schedule an appointment at one of our branch locations