Business Account Rates

Discover our competitive business account rates

Because we’re not-for-profit, we pay back earnings to you by offering lower loan rates.

Which business account rates are you interested in?

Account Type
(credited and compounded quarterly)
Dividend Rate* APY
APY = Annual Percentage Yield
Min. Balance to Earn APY
Share/Savings Account 0.15% 0.15% $5
Balance Tier*
(credited and compounded quarterly)  
Dividend Rate* APY
APY = Annual Percentage Yield
Min. Balance to Earn APY
$2,500-$9,999 0.40% 0.40% $2,500-$9,999
$10,000-$24,999 0.50% 0.50% $10,000-$24,999
$25,000-$49,999 0.80% 0.80% $25,000-$49,999
$50,000-$74,999 0.90% 0.90% $50,000-$74,999
$75,000-$99,999 1.00% 1.00% $75,000-$99,999
Over $100,000 1.19% 1.20% Over $100,000
*Requires a minimum of $2,500 to open, account is subject to $10 monthly fee if the balance falls below the minimum requirement.
Account Type Dividend Rate* APY Min. Balance to Earn APY
Business Advantage Checking* 0.10% 0.10% $5,000
Optimum Checking** 0.10% 0.10% $5,000
*A $10 monthly if average daily balance drops below  $10,000. 
**A $25 monthly fee if average daily balance drops below  $25,000. 

















*Rates are effective on date of publication and may be subject to change and fees may reduce potential earnings. APY = Annual Percentage Yield. 

A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.