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Loan Rates

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Vehicle Loans
Loan Type
Model Years
Terms & APR APR = Annual Percentage Rate
New & Used Vehicle 100% Financing with qualified credit 2016-2018 Up to 63 months as low as 3.74%
72-75 months as low as 4.24% **
76-84 months as low as 5.24%***
Used Vehicle 2012-2015 Up to 63 months as low as 4.24% **
72-75 months as low as 4.74% **
Used Vehicle 2009-2011 Up to 63 months as low as 5.74%
Used Vehicle 2008 & Older Up to 48 months as low as 6.74%
Motorcycle, Jet Skis, ATV Loans
Loan Type 80% financing with qualified credit Model Years
Terms & APR APR = Annual Percentage Rate
New 2017-2018 Up to 60 months as low as 5.99%
Used 2016 & Older Up to 48 months as low as 6.49%
Harley-Davidson Motorcycle Loans
Loan Type 100% financing with qualified credit Model Years
Terms & APR APR = Annual Percentage Rate
New 2016-2018 Up to 63 months as low as 3.74%
72-75 months as low as 4.24%**
76-84 months as low as 5.24%***
Used 2008 & Older Up to 48 months as low as 6.74%
Boat, Motor Home, Travel Trailer Loans
Loan Type 80% financing with qualified credit Model Years
Terms & APR APR = Annual Percentage Rate
New & Used 2017-2018 Up to 60 months as low as 4.99%*
61-120 months as low as 5.49%**
121- 180 months as low as 6.49%***
Used 2016 & Older Up to 60 months as low as 5.49%*
Used 2012-2016 61 - 120 months as low as 5.99%*
Used 2014 & 2016 121 - 180 months as low as 6.99%****
Other Loans
Loan Type
Terms & APR APR = Annual Percentage Rate
Signature Up to 36 months as low as 9.00%
Up to 48 months as low as 9.50%
Savings Secured (secured by compensating funds on deposit at Mainstreet CU) Up to 48 months - Share Rate + 3.20%
CD Secured (secured by compensating funds on deposit at Mainstreet CU) Match CD Term - CD rate + 3.00%
Platinum Mastercard® as low as 9.99%

Loan rates (APRs) are effective on date of publication and may be subject to change. Actual loan rate (APR) may be higher than listed rate based on credit qualifications of applicant(s). Extended term financing may be available based on loan amount, with qualified credit. Please contact for details.

*5K minimum / **15K minimum / ***$20K minimum / ****$25K minimum