Discover our competitive rates
Because we’re not-for-profit, we pay back earnings to you by offering lower loan rates.
Which consumer loan rates are you interested in?
Vehicle Loans
| Loan Type | Model Years | Terms |
APR
|
|---|---|---|---|
|
New & Used Vehicle
100% Financing with qualified credit
|
2021-2023 |
Up to 63 months
|
as low as 6.74% |
|
|
72-75 months
|
as low as 7.24% ** | |
|
|
76-84 months
|
as low as 8.24%*** | |
| Used Vehicle | 2017-2020 | Up to 63 months | as low as 7.24% |
| 72-75 months | as low as 7.74% ** | ||
| Used Vehicle | 2014-2016 | Up to 63 months | as low as 8.74% |
| Used Vehicle | 2013 & Older | Up to 48 months | as low as 9.74% |
APR = Annual Percentage Rate
Motorcycle, Jet Skis, ATV Loans
|
Loan Type
100% financing with qualified credit
|
Model Years | Terms |
APR
APR = Annual Percentage Rate
|
|---|---|---|---|
| New | 2022-2023 | Up to 60 months | as low as 8.99% |
| Used | 2021 & Older | Up to 48 months | as low as 9.49% |
Harley-Davidson Motorcycle Loans
|
Loan Type
100% financing with qualified credit
|
Model Years | Terms |
APR
APR = Annual Percentage Rate
|
|---|---|---|---|
| New | 2021-2023 | Up to 63 months | as low as 6.74% |
| 72-75 months | as low as 7.24%** | ||
| 76-84 months | as low as 8.24%*** | ||
| Used | 2013 & Older | Up to 48 months | as low as 9.74% |
Boat, Motor Home, Travel Trailer Loans
| Loan Type / Model Years |
Terms |
APR (as low as)
|
|---|---|---|
| New & Used 2022 -2023 | Up to 60 months |
7.99%* |
| New & Used 2022-2023 | 61-120 months | 8.49%** |
| New & Used 2022-2023 | 121- 180 months | 9.49%**** |
| Used - 2021 & Older | Up to 60 months | 8.49%* |
| Used - 2017-2021 | 61 - 120 months | 8.99%* |
| Used - 2019 & 2021 | 121 - 180 months | 9.99%* |
Loan Type: 100% financing with qualified credit
APR = Annual Percentage Rate
Loan rates (APRs) are effective on date of publication and may be subject to change. Actual loan rate (APR) may be higher than listed rate based on credit qualifications of applicant(s). Extended term financing may be available based on loan amount, with qualified credit. Please contact for details.
*5K minimum / **15K minimum / ***$20K minimum / ****$25K minimum
Signature
| Loan Type | Terms & APR APR = Annual Percentage Rate |
|---|---|
| Signature | Up to 36 months as low as 11.00% Up to 48 months as low as 11.50% |
Secured Loans
Savings Secured & Certificate Secured
| Loan Type | Terms & APR |
|---|---|
| Savings Secured (secured by compensating funds on deposit at Mainstreet CU) |
Up to 48 months - Share Rate + 3.00% |
| Certificate Secured (secured by compensating funds on deposit at Mainstreet CU) |
Match CD Term - CD rate + 3.00% |
| Platinum Mastercard® Select Rewards Mastercard® |
as low as 9.99% as low as Prime + 7% |
Home Equity Loans
| Loan Type | Term | APR |
|---|---|---|
| Home Equity Fixed Rate | 60-180 months | Call for rates |
| Home Equity Line of Credit | Rates as low as Wall Street Prime +1/2% |
Rates are effective on date of publication and may be subject to change.
*All rates are based on applicant's credit worthiness.