Helping our members in all areas of life
Mainstreet Credit Union offers a number of other services to its members. These services are simply meant to help enhance your benefits as a member of the Credit Union and they are available to you free or at a minimal cost.
With Direct Deposit, electronic payments are made directly into your bank account — there’s no check, and no trip to the credit union. It’s just a predictable way of receiving money, and a more convenient way of benefiting from digital tools and money management apps that can help you budget.
A night depository is a secured drop box on the exterior of the credit union where members can make a deposit. The funds will be available the next business day. Check you account to verify your deposit was made.
Money Order and Cashier's Checks
Money orders offer a reliable, convenient alternative to cash or a check. Use them to pay bills, give a gift, or make a purchase.
A cashier's check is a check guaranteed by the credit union, and signed by a cashier. Cashier's checks are treated as guaranteed funds because the credit union, rather than the purchaser, is responsible for paying the amount. They are commonly required for real estate and brokerage transactions.
Notary Public Services
A Notary Public is an official of integrity appointed by state government — typically by the secretary of state — to serve the public as an impartial witness in performing a variety of official fraud-deterrent acts related to the signing of important documents. Document such as general financial transactions, estates, deeds, and powers-of-attorney.
Signature Guarantee Services
A signature guarantee is a form of authentication, issued by a credit union or other financial institution, which verifies the legitimacy of a signature and the signatory's overall request. This type of guarantee is often used in situations where financial instruments, such as securities, are being transferred.
Wire transfers are one of the most effective and quickest ways to move money electronically from one person to another for things like closing on a home or sending funds to relatives abroad.
Safe Deposit Boxes
A safe deposit box is a secure container usually made of metal that’s used to store valuables at a credit union. These boxes are kept in vaults and can be rented for an annual fee.
U.S. Savings Bonds
Schedule of Fees, Charges and Misc. Services
Business Services - Schedule of Fees