Newsletter - Winter 2024

Mainstreet Credit Union's Year of Spreading Kindness

Mainstreet Representatives volunteering.

At Mainstreet Credit Union, we believe in the power of kindness. As we celebrated our 70th anniversary this past year, we made it our mission to pay it forward with 70 Acts of Kindness in our community. We joined hands with incredible local organizations, including The KC Pet Project, Donors Choose, Giving the Basics, Advent Health, Harvesters, and the Johnson County Christmas Bureau, to make a positive impact in our community.

Also, in our continuing commitment to supporting education, Mainstreet shows appreciation to the dedicated educators in Olathe throughout the school year. Through our partnership with the Olathe Education Foundation, we strive to make a meaningful difference in the lives of school district employees and teachers alike.

We’d like to express our heartfelt gratitude to all our employees who participated in this initiative. Their acts of kindness, both within and outside the office, have made a real difference in the lives of others. We are proud to have such compassionate individuals as part of our team.

Join Mainstreet at Royal’s Opening Weekend!

The Royal's Team on opening day in 2023.
We want to invite our members to join us at the Royals game in March for their opening weekend game on Saturday, March 30. There is limited space available for this event so tickets will be given to members on a first-come, first-served basis.   
If you can't join us at this event, no worries! We will have more events that will be announced later this year. To stay current, check out our quarterly newsletter and events page on our website. 
In consideration of being allowed to register for, and participate in, an event, activity, or experience (“Event”), I hereby waive, release from liability, assume all risks, and covenant not to sue Mainstreet Credit Union, or their respective members, employees, board members, agents, or volunteers for any expense, loss, damage, personal injury (including loss of life, disability, or serious harm), property damage or theft, negligence, or actions (each, a “Loss”) resulting from or arising in connection with my travel to, attendance at, or participation in the Event and any related activities. I am an adult of sound mind and capable of entering into this waiver. I have read its terms and fully understand and agree to the provisions herein. I agree that this waiver shall be governed by and construed in accordance with the laws of the State of Kansas and enforced only in courts in the State of Kansas. 

Start the New Year with a Better Rate!

Rates are on the decline, opening the opportunity for you to potentially qualify for a lower rate. Allow one of our skilled and licensed loan officers to craft a customized loan solution that perfectly aligns with your specific requirements. Our mission is to simplify the entire process for all our valued members. Don't hesitate to reach out today for a comprehensive mortgage review, encompassing an evaluation of your existing rate, loan-to-value ratio, and possibilities for refinancing!

Learn More

Banner image that mentions Business Services.

Business Loans Designed for Entrepreneurs Like You 

Mainstreet's Business Services ensure your business is covered 24/7. Our accounts were created for members with a lot of responsibilities, but only a little time to make it all happen-that's when we step in to help. Our experienced team is here to help you if you are starting a business, your business is well established, or have questions along the way. Contact one of us today!  

Mainstreet Mingle

Our Business Services team has been loving meeting more members of our community during their Mainstreet Mingle Events! Mainstreet Mingle is our new networking group for our small business owners. If you are a part of a local business and want to know more details about Mainstreet Mingle or our Business Services, please contact

Understanding IRA's

By maximizing contributions to your 401(k) plan (as well as eligible 403(b) 457 plans), you can help build your savings for retirement. In 2024, the Internal Revenue Service (IRS) increased the amount you can contribute to your plan and can enjoy tax-deferred growth. 

For this year, if you are under 50 years of age, you can contribute up to $23,000. For those over 50 years of age, the catchup limit to your 401(k) remains at $30,500. With traditional IRAs, the 2024 limit will be $7,000 for those under 50 and $8,000 if you are 50+. 

Talk to Mike Thornhill today about maximizing your contributions! 

Learn More

Mike Thornhill Headshot

Mike Thornhill
Financial Advisor, CUSO Financial Services, L.P.

©2022 Broadridge Advisor Solutions, Inc.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SiPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Representatives are contracted with CFS to make non-deposit investment products and services available to credit union members.

Protect Yourself from Romance Scams - Stay Informed!

A person swiping on a dating app.

As we enter the new year, many individuals may be seeking new relationships or friendships online. However, it's crucial to be aware of scammers who use deceptive tactics to steal your time, emotions, and even your money. To help you stay informed and protected, we recommend reading the FTC's Data Spotlight article titled Romance Scammers’ Favorite Lies Exposed, published in February 2023.   

 This article sheds light on the various methods scammers employ to gain the trust of unsuspecting individuals. By familiarizing yourself with their tactics, you can become better equipped to identify and avoid these scams, safeguarding both your heart and your finances. 

If you think that you have been targeted by a Romance or Friend scam:

  1. Act quickly and change the passwords for all your accounts. This will help secure your personal information and prevent further unauthorized access.
  2. Report any suspicious activity to Mainstreet Credit Union. We will gladly review your account activity with you to identify any potential compromises and take appropriate measures to safeguard your finances.
  3. Consider having your computer and/or mobile devices professionally scanned for any malware or viruses.
  4. Contact your credit card company and other financial institutions to inform them about the fraud. This will enable them to monitor your accounts for any unauthorized transactions and take necessary actions to protect your financial well-being.

Want to learn more about how to spot and avoid scams:

At Mainstreet Credit Union, we prioritize your safety and security. We are here to assist you in any way we can, so please don't hesitate to reach out to us if you have any concerns or require further guidance.

Protect yourself, safeguard your data, and stay safe in your online interactions!

Eugene Salmans

A photo of Eugene Salmans. It is with great sadness that we share the passing of former Board Member, Eugene (Gene) Salmans. Gene had several careers beginning with the USAF as a Flight Engineer/Loadmaster, both active and reserves, retiring with the rank of Master Sergeant.  Upon retirement from active duty, he went on to earn his bachelor's and master's degrees.  He completed his career at Olathe South High School as a history teacher.  He served on Mainstreet’s Board of Directors from 1972 – 2015 and in his spare time, was a co-owner of a house painting business.

green leaf vector art

At Mainstreet Credit Union, we are committed to promoting sustainability and reducing paper waste. As part of our efforts, we encourage all our valued members to switch to eStatements and help us create a greener future. By enrolling in eStatements, you not only contribute to environmental conservation but also enjoy the convenience of receiving your account statements electronically.
Enrolling in eStatements is quick and easy. You can sign up through your OnlineAccess account by making sure your email address is up to date. This will ensure that you don't miss out on any important information regarding your finances. If you have any questions or need assistance, feel free to contact us at 913-599-1010, and our dedicated team will be happy to guide you through the process. Join us in our commitment to sustainability today!

Upcoming Shred Day! 


March 30th, 2024 

Shred It Facility 

10000 Lackman Road 

Lenexa, KS 66219 

Annual Business Meeting

Date: April 9th

Time: 4-5 P.M.

Location: Johnson County Arts and Heritage Center

8788 Metcalf Ave, Overland Park, KS

RSVP by calling 913-599-1010 Ext: 290

The Reservation Line will close on April 4th.

No meal will be provided at this event. Lite refreshments will be available before the meeting.