Auto Loan Refinance

Speed your way to extra savings with an auto refinance loan

It's never been easier and faster – online or over the phone – to refinance your way into a more affordable auto loan than at Mainstreet Credit Union.

Whether you're already a Mainstreet Credit Union member in the Kansas City area, or are ready to join, our car refinance products offer you low, competitive auto loan rates and shorter terms that combined accelerate your savings.

Our low rates may entice you to transfer your existing vehicle loan from another lender to Mainstreet Credit Union. You also can choose to automatically deduct your monthly payment from your checking or savings account. 

APY = Annual Percentage Rate. Rates and terms will vary depending on the credit-worthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 2.94% APR, the monthly payment will be $221. The 2.94% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply. Advertised rates and terms are subject to change at any time without notice. Rates Effective November 1, 2021.

Subject to approval and credit worthiness of applicant(s). Offer cannot be combined with any other offer and is not valid for auto loan refinances that are currently financed with Meritrust Credit Union.