Auto Loan Refinance

Want to save money while driving around Kansas, Missouri and beyond? Consider an auto loan refinance and lower your current car payment through competitive interest rates.

 

You don't need to be a new member of Mainstreet Credit Union to apply! Just remember that your vehicle loan should be new to Mainstreet Credit Union. Take the first step toward refinancing your car loan from another financial institution today. 

*Receive a 1% cash bonus, or a $300 cash bonus, whichever is less, when you refinance your auto loan from another financial institution. This offer is limited to vehicles 10 years old or newer. Approvals are contingent upon credit approval, such as but not limited to, income and loan to value requirements. Contact Mainstreet Credit Union for more information. Minimum loan amount of $5,000. The cash bonus will be deposited into the Member’s Share account as an extraordinary dividend within 30 days of meeting the qualifications. The cash bonus will be reported to the Internal Revenue Service as an extraordinary dividend in the year it is paid. Offer valid from January 1 through March 31, 2026. The refinance auto loan must be funded by April 15, 2026 to earn a cash bonus. Mainstreet Credit Union reserves the right to terminate the program at its discretion. Membership eligibility is required. A Share Savings Account with a $5 minimum balance is required to establish and maintain membership. Membership must remain in Good Standing for funds to be deposited. Can not be combined with other offers. Employees, Board of Directors, and volunteers of Mainstreet Credit Union are not eligible. 

** Annual percentage rate (APR) is based on borrower’s credit worthiness. Offer valid from January 1 through March 31, 2026. Rates, terms and conditions are effective on the date of this publication and are subject to change without notice. 

Federally Insured by NCUA.