VA Loan
As a US Veteran, reservist, active duty or National Guard member, you may be eligible for a Veterans Affairs (VA) Loan. Mainstreet Credit Union thanks you for your service and encourage you to consider the benefits of a VA Home Loan.
Our VA mortgage is a great choice for veterans because there is no down payment, no monthly mortgage insurance, and the seller can pay the borrowers entire closing costs.
You can qualify for a VA loan if you:
- Credit score of 600 or higher
- Have served 90 consecutive days of active service during wartime
- Have more than 6 years of service in the National Guard or Reserves
- Are the spouse of a service member who has died in the line of duty or as a result of a service-related disability
If you meet any of these criteria, we would love to help you get the home of your dreams. With a Mainstreet VA Mortgage Loan, we strive to provide:
- No home loan down payment
- No monthly mortgage insurance
- No prepayment penalty
- Competitive interest rates
Want to learn more about mortgage loans offered at Mainstreet Credit Union? Contact us or visit us in person at one of our branches located in Kansas City, Missouri or the following Kansas cities: Bonner Springs, Kansas City, Lawrence, Leavenworth, Lenexa, Mission, Olathe, Shawnee Mission.