Six young kids in a line.

Youth Accounts

Get on the right path to reaching your savings goals early!

Goal Getters – Ages 0-12 years old

Our Youth Savings accounts are designed with younger members in mind. Those 12 and under can start learning good savings habits as they gain positive reinforcement from watching their account balances grow over time.
 
Features to help young members learn good saving and spending habits:
  • Open with just $5.
  • Earn tokens with every deposit
  • Buy prizes from the Goal Getter Store with your tokens

Tokens are awarded like this: Examples of prizes:
Deposit of $5.00 - $49.99 = 1 token
Deposit of $50.00 - $74.99 = 2 tokens
Deposit of $75.00 - $99.99 = 3 tokens
Deposit of $100.00 or greater = 4 tokens
1 token - 5 assorted tattoos
2 tokens - Bottle of Bubbles
3 tokens - Slinky
6 tokens - Deck of Playing Cards
8 tokens - $5 Andy's Frozen Custard Gift Card
20 tokens - AMC Movie Pass ($10 value)
30 tokens - Visa Gift Card ( $20 value)

Youth Certificates 

  • Young Savers Certificates are for members through age 19.
  • Open with as little as $250.
  • Terms of  6 or 12  months.

Coverdell Education Savings Accounts

  • Mainstreet's Coverdell ESA helps parents and students save for educational expenses.
  • Contribute up to $2,000 per child per year.
  • Coverdell ESA funds can be used to cover college costs,  as well as qualified elementary and high school expenses at most public, private, and parochial schools.