Click below for the Mainstreet Retirement & Investment Center Investments offered through CUSO Financial Services, L.P. (CFS*).
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The Mainstreet Retirement & Investment Center, offered through CUSO Financial Services, L.P., is a financial management service designed to help you organize your financial affairs and plan for the future. A credit union member may meet with a representative at no cost, but the overall products and services do have a cost. One of our CFS* Financial Advisors can help you develop a personal financial management program that meets your specific goals and needs. Our CFS* advisors are knowledgeable and can assist you with:
- Retirement Planning
- 401k/Pension Rollovers
- Mutual Funds
- Life Insurance
- Long Term Care Insurance
- Traditional and Roth IRAs
Simplified Employee Pension (SEP) IRA
For more information or to make an appointment for a no-cost, no-obligation financial needs analysis and personal consultation, contact Dave Loftus at 913-599-1010, ext. 210.
Traditional IRAs offer tax-deferred earnings and possible tax-deductible contributions. If you are currently working and will not reach age 70 1/2 this year, a Traditional IRA could be for you. Funds are pre-tax dollars and earnings are not taxed until they are withdrawn.
Roth IRAs provide additional incentives for retirement savings and additional options as to how the money can be used. Roth IRAs are funded with after-tax dollars, and while these contributions are not tax-deductible, the funds, including earnings, can be withdrawn tax-free (based on certain qualifications and provisions).
The SEP IRA is a special retirement plan established by Congress, primarily for small business owners and those that are self-employed. The contribution limits and regulations are different for SEP plans than for other IRA types. While Mainstreet does not administer SEP programs, we do accept contributions.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.