Checking —you use it every day. So it has to be mobile, flexible, and accessible!
Choose from any of Mainstreet’s checking accounts. They are designed to be convenient and accessible anytime, anywhere.
Standard features:
- Free Bill Payer
- Free ATM/Debit Card
- Free OnlineAccess
- Free PhoneAccess
- Overdraft Protection from savings account
- 30,000 free CO-OP ATMs nationwide
Additional features: (ask a Member Service Representative for details)
- Free Automatic Transfers
- Free Overdraft Privilege
Open Yours
Are you already a Mainstreet CU member?
Free Plus Checking Account
Our Free Plus Checking Account really is free checking! There's no monthly service charge, and no minimum balance required.
Prime Checking Account
Prime Checking gives you all the standard features, along with monthly dividends when you maintain a balance of $500 or more.
*A $10.00 service fee is applied if your balance drops below $500 at any time during the month.
Classic Club Checking Account
Classic Club Checking is a full-service checking account for members age 55 and better that earns dividends, requires no minimum balance, and provides a host of other services free or at reduced fees.
Additional benefits include:
- One Free Box of Checks per calendar year
- o Each Classic Club account receives ONE free box of checks per calendar year. Members pay the shipping and handling cost associated with their check order. The charges will be deducted from the Classic Club account associated with the check order. If there is more than one Classic Club account under a membership this offer cannot be combined to get more than one free box of checks per account (suffix).
- o Each Classic Club account receives ONE free box of checks per calendar year. Members pay the shipping and handling cost associated with their check order. The charges will be deducted from the Classic Club account associated with the check order. If there is more than one Classic Club account under a membership this offer cannot be combined to get more than one free box of checks per account (suffix).
- Free Overdraft Protection
- No monthly service charge
- Unlimited check writing
- Free Cashiers Cheques
- Safe Deposit Box discount
Federal Regulations
Discretionary Overdraft Privilege Policy