Checking —you use it every day. So it has to be mobile, flexible, and accessible!

Choose from any of Mainstreet’s checking accounts. They are designed to be convenient and accessible anytime, anywhere.
Standard features:

  • Free Bill Payer
  • Free ATM/Debit Card
  • Free OnlineAccess
  • Free PhoneAccess
  • Free Overdraft Protection
  • 30,000 free CO-OP ATMs nationwide

Additional features: (ask a Member Service Representative for details)
  • Free Automatic Transfers
  • Free Overdraft Privilege

Learn more about Overdrafts
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Free Plus Checking

Our Free Plus Checking Account really is free checking! There's no monthly service charge, and no minimum balance required. 

Apply Now

Prime Checking

Prime Checking gives you all the standard features, along with monthly dividends when you maintain a balance of $500 or more.

*A $10.00 service fee is applied if your balance drops below $500 at any time during the month. 
Apply Now


Classic Club Checking

Classic Club Checking is a full-service checking account for members age 55 and better that earns dividends, requires no minimum balance, and provides a host of other services free or at reduced fees. 

Additional benefits include:

  • One Free Box of Checks per calendar year
  • No monthly service charge
  • Unlimited check writing
  • Free fax and copy services
  • Safe Deposit Box discount
  • Free Traveler's Checks

Apply Now


Federal Regulations
Discretionary Overdraft Privilege Policy  


Online & Mobile Banking

Don't get in line when you can go online. Enjoy the convenience of Mobile Deposit, Interbank Transfer, Apple Pay, and Text Alerts.

CO-OP has a network of 30,000 ATMs.

Locate a surcharge free* ATM near you.