Two Ways to Earn More
Take advantage of more rewards on your spending and grow your savings this fall.
Already have a Cash Back Spend or Emergency Savings account? You’re all set to enjoy these special offers automatically. Sit back and let the rewards come to you.
1. Earn 5% by using your debit card with a Cash Back Spend Account
For a limited time, Earn 5% cash back on your everyday debit card purchases (up to $250) with a Cash Back Spend checking account! Simply open or use your Cash Back Spend account from October 1 – January 4, 2027, and meet the minimum qualifications. Make your daily spending work for you. Offer ends January 4, 2027.
CASH BACK SPEND:
- No minimum opening deposit
- No minimum balance
- Earn 2% cash back on the first $250 in debit card purchases each month
- Early Pay1 - Get your direct deposit up to 2 days early
- Round-Up - round-up cents are deposited into a Mainstreet savings account of your choice.
TO QUALIFY FOR CASH BACK:
- Make 25 debit card transactions monthly (ATM excluded)
- Monthly direct deposit or at least two ACH2 deposits totaling $500
*Limited Time promotion from October 1 – January 4, 2027 (the “Promotional Period”) for both new and existing Members who have Cash Back Spend checking accounts. During the period, eligible members who meet the applicable minimum qualifications requirements for the monthly cycle will earn 5% cash back on the first $250 monthly debit card purchases made with their Cash Back Spend checking account. To qualify you must: a) have a monthly direct deposit or a least 2 ACH deposits totaling at least $500.00; and b) make 25 debit card transactions that post and settle to your account within the calendar month. ATM transactions are not excluded as a qualifying debit card transaction. Cash back earned during the promotion will be credited to your Cash Back Spend checking account within 30 days after the promotional period ends, provided your account remains open and in good standing. One Cash Back Spend checking account per membership. After the promotional period ends, the cash back rate will revert to the standard rate as stated in the separate Rate Sheet. Terms and conditions are subject to change without notice. Additional terms and eligibility requirements may apply. Please refer to the membership agreement for complete details. Federally Insured by NCUA
1Early Pay = Early access to direct deposit funds depends on when we receive the payment file from your payer. Funds are generally available on the day we receive the file, up to 2 days before the scheduled payment date. Learn more . 2ACH = Automated Clearing House.
2. Earn 8.25% APY with an Emergency Savings Account
Grow your savings with a higher APY of 8.25% on average daily balances up to $1,000 from October 1 to January 4, 2027. Grab this limited time offer and see your savings grow faster. Don’t miss your chance, start building your emergency fund today!
PLUS, ENJOY:
- No minimum opening deposit
- No minimum balance
- Use payroll deduction to grow your savings throughout the year.
TO QUALIFY FOR DIVIDENDS:
- Have an active Spend account
- Have at least (1) one recurring transfer from your Spend account to your Emergency Savings account that post and settles to your account within the calendar month.
*APY=Annual Percentage Yield. Limited time promotion from October 1 – January 4, 2027, for both new and existing consumer Emergency Savings accounts that meet the minimum qualification requirements during the monthly qualification cycle. A higher APY of 8.25% will be earned on your average daily balances up to $1,000. The promotional APY is applicable only to funds maintained in the Emergency Savings account up to $1,000 during the Promotional Period. This is a variable-rate account and the APY is accurate as of 10/1/2026. To meet the minimum qualifications requirements, you must: a) have an active Spend account; and b) have at least (1) one recurring transfer from your Spend account to your Emergency Savings account that post and settles to your account within the calendar month. After the promotional period ends, the APY will revert to the standard APY published at that time.
Fees may reduce earnings on the account. Limit one Emergency Savings Account promotional APY per member. Additional terms and eligibility requirements may apply. Terms and conditions are subject to change without notice. Please refer to the membership agreement for complete details. Federally Insured by NCUA
Already have a Cash Back Spend or Emergency Savings account? You’re all set to enjoy these special offers automatically. Sit back and let the rewards come to you.