Emergency Savings

OFFER STARTS OCTOBER 1, 2026

EMERGENCY SAVINGS

Earn 8.25% APY with an Emergency Savings Account

Grow your savings with a higher APY of 8.25% on average daily balances up to $1,000 from October 1 to January 4, 2027. Grab this limited time offer and see your savings grow faster. Don’t miss your chance, start building your emergency fund today! 

PLUS, ENJOY: 
  • No minimum opening deposit 
  • No minimum balance
  • Use payroll deduction to grow your savings throughout the year.
TO QUALIFY FOR DIVIDENDS:   
  1. Have an active Spend account
  2. Have at least (1) one recurring transfer from your Spend account to your Emergency Savings account that post and settles to your account within the calendar month.  

*APY=Annual Percentage Yield.  Limited time promotion from October 1 – January 4, 2027, for both new and existing consumer Emergency Savings accounts that meet the minimum qualification requirements during the monthly qualification cycle.  A higher APY of 8.25% will be earned on your average daily balances up to $1,000. The promotional APY is applicable only to funds maintained in the Emergency Savings account up to $1,000 during the Promotional Period.  This is a variable-rate account and the APY is accurate as of 10/1/2026.  To meet the minimum qualifications requirements, you must: a) have an active Spend account; and b) have at least (1) one recurring transfer from your Spend account to your Emergency Savings account that post and settles to your account within the calendar month.  After the promotional period ends, the APY will revert to the standard APY published at that time.

Fees may reduce earnings on the account. Limit one Emergency Savings Account promotional APY per member. Additional terms and eligibility requirements may apply. Terms and conditions are subject to change without notice. Please refer to the membership agreement for complete details. Federally Insured by NCUA

Already have a Cash Back Spend or Emergency Savings account? You’re all set to enjoy these special offers automatically. Sit back and let the rewards come to you.