Cash Back Spend

OFFER STARTS OCTOBER 1, 2026

A Checking Account that Works for You

Take advantage of more rewards on your spending this fall.

Already have a Cash Back Spend or Emergency Savings account? You’re all set to enjoy these special offers automatically. Sit back and let the rewards come to you.

For a limited time, Earn 5% cash back on your everyday debit card purchases (up to $250) with a Cash Back Spend checking account! Simply open a Cash Back Spend account from October 1 – January 4, 2027, and meet the minimum qualifications. Make your daily spending work for you. Offer ends January 4, 2027.

• Open an Account

• No minimum opening deposit
• No minimum balance
• Earn 2% cash back on the first $250 in debit card purchases each month  
• Early Pay^{1 - Get your direct deposit up to 2 days early}
• Round-Up - round-up cents are deposited into a Mainstreet savings account of your choice. 
  

• Make 25 debit card transactions monthly (ATM excluded) 
• Monthly direct deposit or at least two ACH²  deposits totaling $500  

•  

*Limited Time promotion from October 1 – January 4, 2027 (the “Promotional Period”) for both new and existing Members who have Cash Back Spend checking accounts. During the period, eligible members who meet the applicable minimum qualifications requirements for the monthly cycle will earn 5% cash back on the first $250 monthly debit card purchases made with their Cash Back Spend checking account. To qualify you must: a) have a monthly direct deposit or a least 2 ACH deposits totaling at least $500.00; and b) make 25 debit card transactions that post and settle to your account within the calendar month.   ATM transactions are not excluded as a qualifying debit card transaction. Cash back earned during the promotion will be credited to your Cash Back Spend checking account within 30 days after the promotional period ends, provided your account remains open and in good standing. One Cash Back Spend checking account per membership.  After the promotional period ends, the cash back rate will revert to the standard rate as stated in the separate Rate Sheet. Terms and conditions are subject to change without notice. Additional terms and eligibility requirements may apply. Please refer to the membership agreement for complete details. Federally Insured by NCUA