Share Savings

Your Share Savings is your ticket to membership in Mainstreet and your gateway to our wide range of loan, savings, checking and investment accounts. All it takes is a $5 deposit. It's that simple. 

You can even open sub-share accounts to manage your budgeting and savings goals. Choose the name that works for you - Vacation, Wedding, Home Improvement. 

Using direct deposit or payroll deduction will help build your savings even faster.

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Christmas Club Account 

Save easily for holiday and year-end expenses with this convenient account. Use direct deposit or payroll deduction to grow your savings throughout the year. Funds are automatically available on October 1st of each year. 

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Share Certificates (CD)

With as little as $500, you can open a Share Certificate for 6, 12, 24, 48, or 60 months. A Share Certificate is also perfect as loan collateral for a Certificate Secured Loan.

Mainstreet also offers Young Savers Certificates for members through age 19. Choose from a 6-month or 12-month term, both require a $250 minimum balance.

Click here for current rates 


Money Market Advantage

A Money Market Advantage account combines the liquidity of a checking account with a premium rate of return. Your investment of $2,500 or more earns interest based on the balance. Click here for current rates. 

  • Funds are available for withdrawal any time via check or ATM
  • Check writing and transfers to other Mainstreet accounts.* 
  • Easily accessible with OnlineAccess and PhoneAccess.

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Coverdell Education Savings Accounts

Mainstreet's Coverdell ESA helps parents and students save for educational expenses. You can contribute up to $2,000 per child per year. Coverdell ESA funds can be used to college costs as well as qualified elementary and high school expenses at most public, private, and parochial schools.

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*Federal Regulation D allows up to six (6) withdrawals, transfers for overdrafts (NSFs), pre-authorized automatic or telephone transfers per month. These transfers include automatic clearing house (ACH) transactions from one of your share accounts to another account at the credit union, or to a third party. 


Financial Calculators

Easy-to-use online calculators can help you with your savings goals.