Your Share Savings is your ticket to membership in Mainstreet and your gateway to our wide range of loan, savings, checking and investment accounts. All it takes is a $5 deposit. It's that simple.
You can even open sub-share accounts to manage your budgeting and savings goals. Choose the name that works for you - Vacation, Wedding, Home Improvement.
Using direct deposit or payroll deduction will help build your savings even faster.
Christmas Club Account
Save easily for holiday and year-end expenses with this convenient account. Use direct deposit or payroll deduction to grow your savings throughout the year. Funds are automatically available on October 1st of each year.
Share Certificates (CD)
With as little as $500, you can open a Share Certificate for 6, 12, 24, 48, or 60 months. A Share Certificate is also perfect as loan collateral for a Certificate Secured Loan.
Mainstreet also offers Young Savers Certificates for members through age 19. Choose from a 6-month or 12-month term, both require a $250 minimum balance.
Money Market Advantage
A Money Market Advantage account combines the liquidity of a checking account with a premium rate of return. Your investment of $2,500 or more earns interest based on the balance. Click here for current rates.
- Funds are available for withdrawal any time via check or ATM
- Check writing and transfers to other Mainstreet accounts.*
- Easily accessible with OnlineAccess and PhoneAccess.
Coverdell Education Savings Accounts
Mainstreet's Coverdell ESA helps parents and students save for educational expenses. You can contribute up to $2,000 per child per year. Coverdell ESA funds can be used to college costs as well as qualified elementary and high school expenses at most public, private, and parochial schools.
*Federal Regulation D allows up to six (6) withdrawals, transfers for overdrafts (NSFs), pre-authorized automatic or telephone transfers per month. These transfers include automatic clearing house (ACH) transactions from one of your share accounts to another account at the credit union, or to a third party.