A man holding his phone and debit card.

We Can Relate - Checking Accounts


You want a checking account with more convenience. We can relate. 
24/7 online banking. Free bill pay. Access to a network of 30,000 ATMs. Mainstreet Credit Union’s checking accounts check all the boxes you want and none of the ones you don’t. Simply choose from three convenient options based on your financial needs and goals, and we’ll take care of the rest.

 
 

Three account options. Plenty of perks. 

Free Plus Checking Account

  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing
  • Account access 24/7 with Digital Banking
  • Free with every checking account:
    -Digital Banking (OnlineAccess and MobileAccess) 
    -ATM/Debit Card
    -Bill Pay Service
    -Phone Access
    -*Overdraft Protection from savings account
    -30, 000 free CO-OP ATMs nationwide
    -Free automatic Transfers
    -*Overdraft Privilege 

Prime Checking Account

  • Earn monthly dividends when you maintain a balance of $500 or more.
  • $10.00 monthly service fee if balance drops below $500 at anytime during the month.
  • No minimum balance required 
  • Unlimited check writing
  • Account access 24/7 with Digital Banking
  • Free with every checking account:
    -Digital Banking (OnlineAccess and MobileAccess) 
    -ATM/Debit Card
    -Bill Pay Service
    -Phone Access
    -*Overdraft Protection from savings account
    -30, 000 free CO-OP ATMs nationwide
    -Free automatic Transfers
    -*Overdraft Privilege 

Classic Club Checking Account

For members age 55 and better.
  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing
  • Account access 24/7 with Digital Banking
  • Free Cashiers Cheques 
  • Earns dividends
  • One free box of checks each year
  • Free with every checking account:
    -Digital Banking (OnlineAccess and MobileAccess) 
    -ATM/Debit Card
    -Bill Pay Service
    -Phone Access
    -*Overdraft Protection from savings account
    -30, 000 free CO-OP ATMs nationwide
    -Free automatic Transfers
    -*Overdraft Privilege  
  • View current rates













*See Fee Schedule for fee. 
 
Whether you are looking for simplicity or want to maintain a balance that earns you monthly dividends, we’ve got a checking account with your name on it.