What is the primary difference between a credit union and a bank?

It's really about our Members - because they own the place! While banks have stockholders, credit unions are owned by the people who bank there, the Members.

Every person who opens a Share Savings Account with a credit union owns a “share” in the organization and has a say in how it is run. This is best illustrated through the credit union’s annual meeting and board of directors. Board members volunteer their time and are ultimately responsible for the credit union’s direction. 

How do credit unions benefit me?

Credit unions are not-for-profit organizations. Unlike banks who strive to raise stock prices, we filter profits back into the organization in the form of better interest rates and fewer fees. We care more about our members than turning a profit. Credit unions also provide financial education, counseling, and tips to build financial security. 

Why Join Mainstreet?

We've been a trusted part of the Kansas City area since 1953. Our products and services are designed to make your financial world better. We are proud to boast a 96.9% member satisfaction rating.

Learn how to join the family >