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One Big Beautiful Bill Act: No Tax on Car Interest

Update on OBBBA’s “No Tax on Car Loan Interest” Provision
We'd like to inform you about a significant update from the One, Big, Beautiful Bill Act, featuring the “No Tax on Car Loan Interest” provision. This law allows for potential interest deductions on eligible auto loans.

Key Points:

  • Verify if your vehicle qualifies under the One, Big, Beautiful Bill Act.

  • We will send an informational document in January 2026 to borrowers who may qualify.

More details can be found on the IRS website.

Please note, Mainstreet Credit Union cannot verify vehicle eligibility; consult your tax professional for this assessment. The law does not alter your loan rate, payment amount, or terms but outlines potential tax benefits.

For questions or assistance, please call 913-599-1010. Thank you for your continued trust and membership!

Mainstreet Credit Union is dedicated to supporting our members' financial journeys with trusted local services in Kansas City, MO and Kansas.

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