Earn competitive dividends while managing your business funds your way.
Discover Business Optimum Checking Account
At Mainstreet Credit Union, we'll help you easily address your company's more complex banking needs.
Take a look at our Business Services Schedule of Fees so you know all the details.
Business Optimum Checking scales to meet your needs.
As one of the larger companies in the Kansas City, MO/KS area, you need a checking account that always rises to the occasion when business demands it. With Business Optimum Checking from Mainstreet, you get multiple tools and resources to make money management easier.
Maintain a minimum average daily balance of $25,000 to avoid a $25 monthly fee
Business online banking, your first debit card, and paper statements are included at no charge
Please note, we do not open accounts for Money Service Businesses.*
Here's what you need to open your Business Optimum Checking Account.
Name and ID of all shareholders with 25% or greater ownership
Good standing from the state
Articles of Incorporation
By-Laws or Operating Agreement
Tax ID Number
Mainstreet Credit Union offers several business checking accounts to help local businesses in Kansas City, MO and Kansas easily access and manage their funds.
Find your next business checking account at Mainstreet Credit Union.
You really are part of a member and treated with personal and professionalism.
Steven S
All the tools you need to make confident business decisions.
Helpful resources to guide your next step.
At Mainstreet, membership helps you move forward—your way.
Take advantage of exclusive member offers
View our current specials.
Read real experiences from fellow members
View member success stories.
Fuel the growth of your community
View our community impact.
Try the 50/30/20 split. Spend 50% on needs, 30% on wants, and 20% on savings.
*A Money Service Business offers currency dealer or exchange services, check cashing services, transports money or is the issuer of traveler's checks, money orders or stored value.
Thank you for your interest, if you have any questions contact us at 888.395.1010 or [email protected]