Used Car Loans

Just because a car isn’t new, doesn’t mean it can’t be new to you. Shopping for a used car is a practical and affordable way to find a new vehicle. You’re looking for a gently used vehicle that fits your personality and lifestyle without breaking your budget and Mainstreet can help. Mainstreet offers used car loans and protection programs in order to fit to your individual needs at the most affordable and competitive rates around.

No matter what car you’re in the market for, we guarantee you’ll always receive:

  • Competitive rates
  • Flexible terms
  • Preapproval before you purchase
  • Prepayments with no penalty
  • Friendly and personal attention from experts

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See our used car loan rates

Click here for financial calculators 

How to apply

Applying for your used car loan is simple! We know you have places to be so we make applying for a used vehicle loan with Mainstreet as convenient as possible. You can apply anytime from your phone or computer or you can always stop in and talk with us at any of our Mainstreet locations.

Apply 24/7 Online at mainstreetcu.org or dial 1.888.395.1010 during normal business hours. To make your loan application even easier, make sure you have employment information, income and social security numbers of all applicants handy.

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Mainstreet has built several dealer relationships to ensure you receive the best deals and allow you to conveniently finance with us at the right dealership. To help you find exactly what you’re looking for, check out our vehicle resource center.