Share Certificates

Watch You Money Grow


*70th Anniversary Certificate Special: APY (ANNUAL PERCENTAGE YIELD). Rates are effective as of April 17, 2023. The promotional certificate has a 14-month term with $500 minimum deposit. The 14-month term certificate has a maximum deposit amount of $250,000. Promotional 14-month certificate will mature into a 12-month certificate at then-current rate. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts. 70th Anniversary Certificate Special offer ends June 30, 2023. Advertised rate and APY are offered at Mainstreet Credit Union’s discretion and may end at any time. IRA Certificates, Business accounts and corporate entities are not eligible. Fixed and adjustable Certificate rates are not guaranteed until your Certificate is issued.

Federally Insured by NCUA

Share Certificates

Eager to earn more than the interest you're getting on your savings account at some other Kansas City financial institution?

Then you'll want to invest in Mainstreet Credit Union's Share Certificates.

With as little as $500, members can open a Share Certificate, with maturities ranging from 6, 12, 24, 48, or 60 months. A Share Certificate is also perfect as loan collateral for a Certificate Secured Loan at Mainstreet.

Apply online, by phone or schedule an appointment at one of our branch locations