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Checking

Young women making jokesMainstreet has a variety of checking accounts, all with unlimited check writing and no transaction fees. In addition, the Mainstreet Check Card, an ATM and debit card, is provided free with all accounts. Choose the one that best fits your lifestyle.

Free Plus Checking

Our Free Plus Checking Account really is free checking. There's no monthly service charge, no minimum balance, and you get extra features and benefits like these:

  • Free Bill Payer
  • Free ATM/Check Card
  • Free OnlineAccess
  • Free PhoneAccess
  • Overdraft Protection

Prime Checking

Mainstreet's Prime Checking earns monthly dividends based on your daily account balance when you maintain a balance of $500 or more. With a balance below $500 at any time during the month, it's just a $10.00 service fee. Prime Checking also gives you all the advantages of our Free Plus Account, along with monthly dividends.

Classic Club Checking

Classic Club Checking from Mainstreet gives you the rewards you deserve. It's a full-service checking account for members age 55 and better that earns dividends, requires no minimum balance, and provides a host of other services free or at reduced fees. Additional benefits include:

  • Free Bill Payer
  • Free Box of Checks (Mainstreet Exclusive) 
  • Note: Only ONE box per calendar year  
  • No monthly service charge
  • Unlimited check writing
  • Monthly dividends
  • Free PhoneAccess
  • Free ATM/Check Card
  • Free OnlineAccess
  • Free fax and copy services
  • Safe Deposit Box discount
  • Free Overdraft Protection
  • Free Traveler's Checks

Student Checking

Mainstreet's Student Checking Account was created for students up to age 21. It requires no minimum balance and offers these additional benefits:

  • Free Bill Payer
  • Free ATM/Check Card
  • Free OnlineAccess
  • Free PhoneAccess
  • Overdraft Protection